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Properties have come down in prices.

Low Interest Rates

Interest rates are lower today then they've been, since the nineteen sixties.  Interest rates on primary properties can be found, in some cases, under five per cent.

$8000,00 Buyer's Credit

The Federal government is allowing an eight thousand dollar credit to first time buyers. The Florida Legislature is going to allow first time buyers to use this eight thousand dollar credit, as a down payment after July 1, 2009.  The first time home buyer must close on his new property by November 30, 2009, or he will lose this credit.  Florida legislaters, also voted to allow the first time home buyer to receive a $100,000.00 homestead exemption.

Less Taxes and Insurance

Both taxes and insurance have come down, in Florida.  During the election in 2008, voters voted to reduce the property taxes in Florida and through continual requests to their Florida representatives, through campaigns spearheaded by the Florida Association of Realtors, have seen their taxes reduced.  Homestead exemptions in the state are now up to fifty thousand dollars, an increase from the twenty-five thousand dollars, they were before.  The Florida government is also working very hard to prevent insurance carriers from overcharging Florida homeowners, to cover their properties and insisting, that companies, that sell both automobile and property coverage must offer the coverage to homeowners, at a more reosonable rate.